Today in class I learned about compound interest, loans, and how savings are important. I learned that when you put money in the bank, you get interest. Interest is a percentage of the money that you put in your account that the bank gives back to you. A loan is a certain amount of money that the bank gives you to pay off expensive items. But, it also comes with an interest of about four percent and you have to pay back all of it. Charlayne put money in her bank account every year, so she got interest every year. The interest was added to the next year’s starting amount, along with the $2,000. This meant that the interests would increase every year, so she would end up with more money then she had put in her account altogether. And that my friends is the beauty of compound interest.

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